How To Buy New Car
July 22, 2009 by MotorFanatic
Filed under auto
If you are planning to buy a new car, there are two best times to buy it. You should buy it between July to October, or you should buy it at the end of December. New car dealers usually clear space for new car models during July to October. The factory to dealer incentives can be one thousand to six thousand dollars. At the end of December, people spend their money on gifts. Car dealers usually do not have a lot of customers. So they usually try to make break year end sales.
You should learn about your credit score before deciding to buy a new car. Your credit score directly control your high an interest rate. You don’t want your car dealer know more about your car credit than you do.
If you have bad credit score, you don’t want to submit applications everywhere. You want to submit an application to a bad credit auto loan resource. You want to find someone that specializes in high risk car loans. Even if you have bankruptcy, it is still possible to get a car loan. If your credit score is higher than 525, you have a fighting chance. It is also important that you have job for at least 6 months, and you have no bad credit in the last 6 months. If you have bad credit, you probably have to pay high APR in the beginning. However, if you make payment on time, you may be able to auto refinance to a lower APR.
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Great Tips For Buying a Car
July 22, 2009 by MotorFanatic
Filed under auto
Everyone can use tips for buying a car. You may have owned a few cars before and know stuff about automobiles. But there are some things about cars that you do not know about, and could use some information from someone else.
Good timing is essential in buying a car. There is indeed a right time to buy cars. Do it when the newest models start to come in to the dealership.
This happens between the months of August and November. You will be sure of getting the newest models if you go car-shopping at this time. Do not let the sales persons sway you with their sales pitches into buying something you are not sure of.
Tell them what model you are looking for. Then they can do their persuasive best to sway you. Just do not take for granted the persuasive powers of these sales agents.
Never allow yourself to be pressured into buying a car. You could ask the agents regarding the models that they do not advertise. If you are a car techie, surf the Internet for the models you are interested in or on tips for buying a car.
To keep yourself safe from scams, do not present yourself as a potential victim. Only visit trustworthy websites and choose only the best bargains available. Usually, prices are negotiable, so get ready to negotiate once you get to a dealership.
There is also a best time to buy cars, which is on weekdays. On weekends is the time most people who want to buy cars go to dealerships. Avoid the crowds and go at a time when there are fewer customers, so the agents can focus on your concerns; this is another of those useful tips for buying a car.